Irwin, IL vs Modesto, IL

The cost of living difference between Irwin, IL and Modesto, IL is dramatic. Modesto is 34.2% cheaper than Irwin, a gap that translates to thousands of dollars per year in household expenses. Irwin has a cost index of 78 while Modesto sits at 58, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Irwin is $1,125/month compared to $642/month in Modesto — a 75% difference. Home values follow the same pattern: Modesto is more affordable at $68,800 median vs $144,600.

Median household income in Irwin is $87,083 compared to $69,375 in Modesto (+25.5%). The higher salaries in Irwin partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Irwin spend roughly 15.5% of their income on rent, more than the 11.1% in Modesto.

Climate-wise, both cities share similar average temperatures (52.3°F vs 54°F). Irwin receives more rainfall at 40.4" per year compared to 38" in Modesto.