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Irvine, CA vs Oxnard, CA

219
Irvine
California
VS
+46.3%
150
Oxnard
California

The cost of living difference between Irvine, CA and Oxnard, CA is dramatic. Oxnard is 46.3% cheaper than Irvine, a gap that translates to thousands of dollars per year in household expenses. Irvine has a cost index of 219 while Oxnard sits at 150, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Irvine is $2,893/month compared to $1,962/month in Oxnard — a 48% difference. Home values follow the same pattern: Oxnard is more affordable at $617,800 median vs $1,115,400.

Median household income in Irvine is $129,647 compared to $93,372 in Oxnard (+38.8%). The higher salaries in Irvine partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Irvine spend roughly 26.8% of their income on rent, more than the 25.2% in Oxnard.

Climate-wise, Irvine is notably warmer with an average of 64.9°F compared to 61.2°F in Oxnard. Oxnard receives more rainfall at 12.9" per year compared to 11.2" in Irvine.

Income & Cost

Cost of Living Index
Irvine
219
Oxnard
150
32% cheaper
Median Household Income
Irvine
$129,647
28% higher
Oxnard
$93,372

Housing

Median Rent
Irvine
$2,893
Oxnard
$1,962
32% cheaper
Median Home Value
Irvine
$1,115,400
Oxnard
$617,800
45% cheaper
Population
Irvine
308,160
Oxnard
201,014

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Irvine $2,031
Oxnard $2,042
1% cheaper
1 Bed
Irvine $2,272
Oxnard $2,301
1% cheaper
2 Bed
Irvine $2,835
Oxnard $2,752
3% cheaper
3 Bed
Irvine $3,599
Oxnard $3,726
3% cheaper
4 Bed
Irvine $4,010
Oxnard $4,321
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Irvine $3.28
Oxnard $3.22
US $3.07
🥚
Eggs (grade A, large)
Irvine $2.68
Oxnard $2.62
US $2.50
🥛
Milk (whole)
Irvine $4.31
Oxnard $4.22
US $4.03
🍞
Bread (white)
Irvine $1.98
Oxnard $1.94
US $1.85
🍗
Chicken breast
Irvine $4.44
Oxnard $4.35
US $4.14
Electricity
Irvine $0.27
Oxnard $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Irvine 64.9°F
Oxnard 61.2°F
Summer High
Irvine 79°F
Oxnard 73°F
Winter Low
Irvine 49°F
Oxnard 46°F
Rainfall
Irvine 11.2"
Oxnard 12.9"
Rainy Days
Irvine 41d
Oxnard 44d