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Ipswich, MA vs White Island Shores, MA

130
Ipswich
Massachusetts
VS
+7.9%
120
White Island Shores
Massachusetts

White Island Shores is moderately more affordable than Ipswich, with a 7.9% lower cost of living index. Ipswich scores 130 compared to 120 for White Island Shores, where the US average is 100. This difference means residents of Ipswich can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ipswich is $1,456/month compared to $1,694/month in White Island Shores — a 14% difference. Interestingly, home values tell a different story: while Ipswich has cheaper rent, White Island Shores actually has lower median home values ($366,800 vs $570,500).

Median household income in Ipswich is $92,969 compared to $104,940 in White Island Shores (-11.4%). White Island Shores offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ipswich spend roughly 18.8% of their income on rent, less than the 19.4% in White Island Shores.

Climate-wise, both cities share similar average temperatures (49.9°F vs 50°F). White Island Shores receives more rainfall at 48" per year compared to 44.9" in Ipswich.

Income & Cost

Cost of Living Index
Ipswich
130
White Island Shores
120
7% cheaper
Median Household Income
Ipswich
$92,969
White Island Shores
$104,940
11% higher

Housing

Median Rent
Ipswich
$1,456
14% cheaper
White Island Shores
$1,694
Median Home Value
Ipswich
$570,500
White Island Shores
$366,800
36% cheaper
Population
Ipswich
4,806
White Island Shores
1,880

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ipswich $3.09
White Island Shores $3.09
US $3.07
🥚
Eggs (grade A, large)
Ipswich $2.52
White Island Shores $2.52
US $2.50
🥛
Milk (whole)
Ipswich $4.06
White Island Shores $4.06
US $4.03
🍞
Bread (white)
Ipswich $1.87
White Island Shores $1.87
US $1.85
🍗
Chicken breast
Ipswich $4.18
White Island Shores $4.18
US $4.14
Electricity
Ipswich $0.33
White Island Shores $0.33
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ipswich 49.9°F
White Island Shores 50°F
Summer High
Ipswich 82°F
White Island Shores 82°F
Winter Low
Ipswich 20°F
White Island Shores 20°F
Rainfall
Ipswich 44.9"
White Island Shores 48"
Rainy Days
Ipswich 138d
White Island Shores 151d