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Ipswich, MA vs Rutland, MA

130
Ipswich
Massachusetts
VS
+29.9%
100
Rutland
Massachusetts

There is a significant gap in the cost of living between these two cities. Rutland is 29.9% cheaper than Ipswich. With a cost index of 100 vs 130, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Rutland to Ipswich should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ipswich is $1,456/month compared to $1,134/month in Rutland — a 28% difference. Home values follow the same pattern: Rutland is more affordable at $357,700 median vs $570,500.

Median household income in Ipswich is $92,969 compared to $102,885 in Rutland (-9.6%). Rutland offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ipswich spend roughly 18.8% of their income on rent, more than the 13.2% in Rutland.

Climate-wise, both cities share similar average temperatures (49.9°F vs 48.1°F). Rutland receives more rainfall at 48.3" per year compared to 44.9" in Ipswich.

Income & Cost

Cost of Living Index
Ipswich
130
Rutland
100
23% cheaper
Median Household Income
Ipswich
$92,969
Rutland
$102,885
10% higher

Housing

Median Rent
Ipswich
$1,456
Rutland
$1,134
22% cheaper
Median Home Value
Ipswich
$570,500
Rutland
$357,700
37% cheaper
Population
Ipswich
4,806
Rutland
1,796

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ipswich $3.09
Rutland $3.03
US $3.07
🥚
Eggs (grade A, large)
Ipswich $2.52
Rutland $2.47
US $2.50
🥛
Milk (whole)
Ipswich $4.06
Rutland $3.98
US $4.03
🍞
Bread (white)
Ipswich $1.87
Rutland $1.83
US $1.85
🍗
Chicken breast
Ipswich $4.18
Rutland $4.09
US $4.14
Electricity
Ipswich $0.33
Rutland $0.30
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ipswich 49.9°F
Rutland 48.1°F
Summer High
Ipswich 82°F
Rutland 80°F
Winter Low
Ipswich 20°F
Rutland 17°F
Rainfall
Ipswich 44.9"
Rutland 48.3"
Rainy Days
Ipswich 138d
Rutland 138d