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Ipswich, MA vs Monson Center, MA

130
Ipswich
Massachusetts
VS
+60.8%
81
Monson Center
Massachusetts

The cost of living difference between Ipswich, MA and Monson Center, MA is dramatic. Monson Center is 60.8% cheaper than Ipswich, a gap that translates to thousands of dollars per year in household expenses. Ipswich has a cost index of 130 while Monson Center sits at 81, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ipswich is $1,456/month compared to $770/month in Monson Center — a 89% difference. Home values follow the same pattern: Monson Center is more affordable at $279,500 median vs $570,500.

Median household income in Ipswich is $92,969 compared to $58,603 in Monson Center (+58.6%). The higher salaries in Ipswich partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Ipswich spend roughly 18.8% of their income on rent, more than the 15.8% in Monson Center.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.4°F). Monson Center receives more rainfall at 45.2" per year compared to 44.9" in Ipswich.

Income & Cost

Cost of Living Index
Ipswich
130
Monson Center
81
38% cheaper
Median Household Income
Ipswich
$92,969
37% higher
Monson Center
$58,603

Housing

Median Rent
Ipswich
$1,456
Monson Center
$770
47% cheaper
Median Home Value
Ipswich
$570,500
Monson Center
$279,500
51% cheaper
Population
Ipswich
4,806
Monson Center
1,794

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ipswich $3.09
Monson Center $3.03
US $3.07
🥚
Eggs (grade A, large)
Ipswich $2.52
Monson Center $2.47
US $2.50
🥛
Milk (whole)
Ipswich $4.06
Monson Center $3.98
US $4.03
🍞
Bread (white)
Ipswich $1.87
Monson Center $1.83
US $1.85
🍗
Chicken breast
Ipswich $4.18
Monson Center $4.09
US $4.14
Electricity
Ipswich $0.33
Monson Center $0.29
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ipswich 49.9°F
Monson Center 49.4°F
Summer High
Ipswich 82°F
Monson Center 85°F
Winter Low
Ipswich 20°F
Monson Center 16°F
Rainfall
Ipswich 44.9"
Monson Center 45.2"
Rainy Days
Ipswich 138d
Monson Center 137d