Indio, CA vs Oxnard, CA
There is a significant gap in the cost of living between these two cities. Indio is 23.6% cheaper than Oxnard. With a cost index of 115 vs 150, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Indio to Oxnard should plan for substantially higher expenses across most categories.
On the housing front, median rent in Indio is $1,392/month compared to $1,962/month in Oxnard — a 29% difference. Home values follow the same pattern: Indio is more affordable at $424,700 median vs $617,800.
Median household income in Indio is $78,709 compared to $93,372 in Oxnard (-15.7%). The higher salaries in Oxnard partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Indio spend roughly 21.2% of their income on rent, less than the 25.2% in Oxnard.
Climate-wise, Indio is notably warmer with an average of 72.5°F compared to 61.2°F in Oxnard. Oxnard receives more rainfall at 12.9" per year compared to 3" in Indio.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
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Climate
NOAA 30-year normals (1991-2020)