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Indian Wells, CA vs McFarland, CA

151
Indian Wells
California
VS
+70.9%
88
McFarland
California

The cost of living difference between Indian Wells, CA and McFarland, CA is dramatic. McFarland is 70.9% cheaper than Indian Wells, a gap that translates to thousands of dollars per year in household expenses. Indian Wells has a cost index of 151 while McFarland sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Indian Wells is $1,029/month compared to $1,067/month in McFarland — a 4% difference. Interestingly, home values tell a different story: while Indian Wells has cheaper rent, McFarland actually has lower median home values ($245,500 vs $1,002,200).

Median household income in Indian Wells is $145,313 compared to $51,801 in McFarland (+180.5%). While Indian Wells is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Indian Wells spend roughly 8.5% of their income on rent, less than the 24.7% in McFarland.

Climate-wise, Indian Wells is notably warmer with an average of 72.5°F compared to 66.2°F in McFarland. McFarland receives more rainfall at 6.4" per year compared to 3" in Indian Wells.

Income & Cost

Cost of Living Index
Indian Wells
151
McFarland
88
41% cheaper
Median Household Income
Indian Wells
$145,313
64% higher
McFarland
$51,801

Housing

Median Rent
Indian Wells
$1,029
4% cheaper
McFarland
$1,067
Median Home Value
Indian Wells
$1,002,200
McFarland
$245,500
76% cheaper
Population
Indian Wells
4,830
McFarland
14,138

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Indian Wells $2,020
McFarland $1,440
29% cheaper
1 Bed
Indian Wells $2,148
McFarland $1,630
24% cheaper
2 Bed
Indian Wells $2,675
McFarland $2,070
23% cheaper
3 Bed
Indian Wells $3,520
McFarland $2,650
25% cheaper
4 Bed
Indian Wells $4,178
McFarland $2,920
30% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Indian Wells $3.13
McFarland $3.22
US $3.07
🥚
Eggs (grade A, large)
Indian Wells $2.55
McFarland $2.62
US $2.50
🥛
Milk (whole)
Indian Wells $4.11
McFarland $4.22
US $4.03
🍞
Bread (white)
Indian Wells $1.89
McFarland $1.94
US $1.85
🍗
Chicken breast
Indian Wells $4.22
McFarland $4.35
US $4.14
Electricity
Indian Wells $0.31
McFarland $0.28
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Indian Wells 72.5°F
McFarland 66.2°F
Summer High
Indian Wells 107°F
McFarland 98°F
Winter Low
Indian Wells 39°F
McFarland 41°F
Rainfall
Indian Wells 3"
McFarland 6.4"
Rainy Days
Indian Wells 15d
McFarland 38d