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Indian Lake, TX vs Thornton, TX

74
Indian Lake
Texas
VS
+13.5%
65
Thornton
Texas

Thornton is moderately more affordable than Indian Lake, with a 13.5% lower cost of living index. Indian Lake scores 74 compared to 65 for Thornton, where the US average is 100. This difference means residents of Indian Lake can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Indian Lake is $1,292/month compared to $888/month in Thornton — a 46% difference. Interestingly, home values tell a different story: while Thornton has cheaper rent, Indian Lake actually has lower median home values ($59,400 vs $77,900).

Median household income in Indian Lake is $32,895 compared to $52,857 in Thornton (-37.8%). Thornton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Indian Lake spend roughly 47.1% of their income on rent, more than the 20.2% in Thornton. The Thornton ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Indian Lake is notably warmer with an average of 74.8°F compared to 67.1°F in Thornton. Thornton receives more rainfall at 36.4" per year compared to 23.3" in Indian Lake.

Income & Cost

Cost of Living Index
Indian Lake
74
Thornton
65
12% cheaper
Median Household Income
Indian Lake
$32,895
Thornton
$52,857
38% higher

Housing

Median Rent
Indian Lake
$1,292
Thornton
$888
31% cheaper
Median Home Value
Indian Lake
$59,400
24% cheaper
Thornton
$77,900
Population
Indian Lake
1,340
Thornton
449

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Indian Lake $2.85
Thornton $2.85
US $3.07
🥚
Eggs (grade A, large)
Indian Lake $2.32
Thornton $2.32
US $2.50
🥛
Milk (whole)
Indian Lake $3.74
Thornton $3.74
US $4.03
🍞
Bread (white)
Indian Lake $1.72
Thornton $1.72
US $1.85
🍗
Chicken breast
Indian Lake $3.85
Thornton $3.85
US $4.14
Electricity
Indian Lake $0.17
Thornton $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Indian Lake 74.8°F
Thornton 67.1°F
Summer High
Indian Lake 92°F
Thornton 97°F
Winter Low
Indian Lake 52°F
Thornton 36°F
Rainfall
Indian Lake 23.3"
Thornton 36.4"
Rainy Days
Indian Lake 73d
Thornton 80d