Independence, MO vs Springfield, MO

Springfield is moderately more affordable than Independence, with a 8% lower cost of living index. Independence scores 78 compared to 73 for Springfield, where the US average is 100. This difference means residents of Independence can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Independence is $1,061/month compared to $920/month in Springfield — a 15% difference. Home values follow the same pattern: Springfield is more affordable at $165,200 median vs $166,400.

Median household income in Independence is $59,480 compared to $45,984 in Springfield (+29.3%). While Independence is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Independence spend roughly 21.4% of their income on rent, less than the 24% in Springfield.