Independence, MO vs O'Fallon, MO

There is a significant gap in the cost of living between these two cities. Independence is 22.1% cheaper than O'Fallon. With a cost index of 78 vs 101, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Independence to O'Fallon should plan for substantially higher expenses across most categories.

On the housing front, median rent in Independence is $1,061/month compared to $1,400/month in O'Fallon — a 24% difference. Home values follow the same pattern: Independence is more affordable at $166,400 median vs $305,100.

Median household income in Independence is $59,480 compared to $107,203 in O'Fallon (-44.5%). While O'Fallon is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Independence spend roughly 21.4% of their income on rent, more than the 15.7% in O'Fallon.