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Imlay City, MI vs White Cloud, MI

69
Imlay City
Michigan
VS
-2.5%
71
White Cloud
Michigan

Imlay City, MI and White Cloud, MI have a very similar cost of living, with only a 2.5% difference in their overall index. Imlay City scores 69 while White Cloud scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Imlay City is $764/month compared to $838/month in White Cloud — a 9% difference. Home values follow the same pattern: Imlay City is more affordable at $137,800 median vs $150,600.

Median household income in Imlay City is $55,061 compared to $55,417 in White Cloud (-0.6%). White Cloud does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Imlay City spend roughly 16.7% of their income on rent, less than the 18.1% in White Cloud.

Income & Cost

Cost of Living Index
Imlay City
69
3% cheaper
White Cloud
71
Median Household Income
Imlay City
$55,061
White Cloud
$55,417
1% higher

Housing

Median Rent
Imlay City
$764
9% cheaper
White Cloud
$838
Median Home Value
Imlay City
$137,800
8% cheaper
White Cloud
$150,600
Population
Imlay City
3,706
White Cloud
1,297

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Imlay City $3.00
White Cloud
US $3.07
🥚
Eggs (grade A, large)
Imlay City $2.45
White Cloud
US $2.50
🥛
Milk (whole)
Imlay City $3.94
White Cloud
US $4.03
🍞
Bread (white)
Imlay City $1.81
White Cloud
US $1.85
🍗
Chicken breast
Imlay City $4.06
White Cloud
US $4.14
Electricity
Imlay City $0.20
White Cloud
US $0.19