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Imlay City, MI vs Three Oaks, MI

69
Imlay City
Michigan
VS
-11.3%
78
Three Oaks
Michigan

Imlay City is moderately more affordable than Three Oaks, with a 11.3% lower cost of living index. Imlay City scores 69 compared to 78 for Three Oaks, where the US average is 100. This difference means residents of Three Oaks can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Imlay City is $764/month compared to $1,022/month in Three Oaks — a 25% difference. Home values follow the same pattern: Imlay City is more affordable at $137,800 median vs $185,100.

Median household income in Imlay City is $55,061 compared to $60,500 in Three Oaks (-9%). The higher salaries in Three Oaks partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Imlay City spend roughly 16.7% of their income on rent, less than the 20.3% in Three Oaks.

Income & Cost

Cost of Living Index
Imlay City
69
11% cheaper
Three Oaks
78
Median Household Income
Imlay City
$55,061
Three Oaks
$60,500
9% higher

Housing

Median Rent
Imlay City
$764
25% cheaper
Three Oaks
$1,022
Median Home Value
Imlay City
$137,800
26% cheaper
Three Oaks
$185,100
Population
Imlay City
3,706
Three Oaks
1,322

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Imlay City $3.00
Three Oaks $2.88
US $3.07
🥚
Eggs (grade A, large)
Imlay City $2.45
Three Oaks $2.35
US $2.50
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Milk (whole)
Imlay City $3.94
Three Oaks $3.79
US $4.03
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Bread (white)
Imlay City $1.81
Three Oaks $1.74
US $1.85
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Chicken breast
Imlay City $4.06
Three Oaks $3.90
US $4.14
Electricity
Imlay City $0.20
Three Oaks $0.18
US $0.19