Huxley, IA vs Spencer, IA

The cost of living difference between Huxley, IA and Spencer, IA is dramatic. Spencer is 33.9% cheaper than Huxley, a gap that translates to thousands of dollars per year in household expenses. Huxley has a cost index of 95 while Spencer sits at 71, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Huxley is $1,260/month compared to $795/month in Spencer — a 59% difference. Home values follow the same pattern: Spencer is more affordable at $178,300 median vs $296,100.

Median household income in Huxley is $122,716 compared to $57,068 in Spencer (+115%). While Huxley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Huxley spend roughly 12.3% of their income on rent, less than the 16.7% in Spencer.

Climate-wise, both cities share similar average temperatures (48.6°F vs 46.8°F). Huxley receives more rainfall at 35.9" per year compared to 26.8" in Spencer.