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Huntington Beach, CA vs Lake Forest, CA

200
Huntington Beach
California
VS
+4.3%
191
Lake Forest
California

Huntington Beach, CA and Lake Forest, CA have a very similar cost of living, with only a 4.3% difference in their overall index. Huntington Beach scores 200 while Lake Forest scores 191 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Huntington Beach is $2,424/month compared to $2,616/month in Lake Forest — a 7% difference. Interestingly, home values tell a different story: while Huntington Beach has cheaper rent, Lake Forest actually has lower median home values ($876,300 vs $1,047,300).

Median household income in Huntington Beach is $119,885 compared to $131,378 in Lake Forest (-8.7%). Lake Forest offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Huntington Beach spend roughly 24.3% of their income on rent, more than the 23.9% in Lake Forest.

Climate-wise, both cities share similar average temperatures (64.9°F vs 64.9°F). Lake Forest receives more rainfall at 11.2" per year compared to 11.2" in Huntington Beach.

Income & Cost

Cost of Living Index
Huntington Beach
200
Lake Forest
191
4% cheaper
Median Household Income
Huntington Beach
$119,885
Lake Forest
$131,378
9% higher

Housing

Median Rent
Huntington Beach
$2,424
7% cheaper
Lake Forest
$2,616
Median Home Value
Huntington Beach
$1,047,300
Lake Forest
$876,300
16% cheaper
Population
Huntington Beach
196,010
Lake Forest
85,846

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Huntington Beach $2,031
Lake Forest $2,031
1 Bed
Huntington Beach $2,272
Lake Forest $2,272
2 Bed
Huntington Beach $2,835
Lake Forest $2,835
3 Bed
Huntington Beach $3,599
Lake Forest $3,599
4 Bed
Huntington Beach $4,010
Lake Forest $4,010

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Huntington Beach $3.28
Lake Forest $3.28
US $3.07
🥚
Eggs (grade A, large)
Huntington Beach $2.68
Lake Forest $2.68
US $2.50
🥛
Milk (whole)
Huntington Beach $4.31
Lake Forest $4.31
US $4.03
🍞
Bread (white)
Huntington Beach $1.98
Lake Forest $1.98
US $1.85
🍗
Chicken breast
Huntington Beach $4.44
Lake Forest $4.44
US $4.14
Electricity
Huntington Beach $0.27
Lake Forest $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Huntington Beach 64.9°F
Lake Forest 64.9°F
Summer High
Huntington Beach 79°F
Lake Forest 79°F
Winter Low
Huntington Beach 49°F
Lake Forest 49°F
Rainfall
Huntington Beach 11.2"
Lake Forest 11.2"
Rainy Days
Huntington Beach 41d
Lake Forest 41d