Huntington Beach, CA vs Indio, CA
The cost of living difference between Huntington Beach, CA and Indio, CA is dramatic. Indio is 74.1% cheaper than Huntington Beach, a gap that translates to thousands of dollars per year in household expenses. Huntington Beach has a cost index of 200 while Indio sits at 115, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.
On the housing front, median rent in Huntington Beach is $2,424/month compared to $1,392/month in Indio — a 74% difference. Home values follow the same pattern: Indio is more affordable at $424,700 median vs $1,047,300.
Median household income in Huntington Beach is $119,885 compared to $78,709 in Indio (+52.3%). The higher salaries in Huntington Beach partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Huntington Beach spend roughly 24.3% of their income on rent, more than the 21.2% in Indio.
Climate-wise, Indio is notably warmer with an average of 72.5°F compared to 64.9°F in Huntington Beach. Huntington Beach receives more rainfall at 11.2" per year compared to 3" in Indio.
Income & Cost
Housing
Salary Equivalency Calculator
What does your salary in one city buy you in the other?
Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)