Humboldt, IA vs Waverly, IA

Humboldt is moderately more affordable than Waverly, with a 11.4% lower cost of living index. Humboldt scores 67 compared to 76 for Waverly, where the US average is 100. This difference means residents of Waverly can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Humboldt is $731/month compared to $909/month in Waverly — a 20% difference. Home values follow the same pattern: Humboldt is more affordable at $162,600 median vs $215,200.

Median household income in Humboldt is $70,661 compared to $78,429 in Waverly (-9.9%). The higher salaries in Waverly partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Humboldt spend roughly 12.4% of their income on rent, less than the 13.9% in Waverly.

Climate-wise, Waverly is notably warmer with an average of 49°F compared to 44.6°F in Humboldt. Waverly receives more rainfall at 36.3" per year compared to 29.3" in Humboldt.