Humboldt, IA vs Urbana, IA

Humboldt is moderately more affordable than Urbana, with a 8.3% lower cost of living index. Humboldt scores 67 compared to 73 for Urbana, where the US average is 100. This difference means residents of Urbana can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Humboldt is $731/month compared to $776/month in Urbana — a 6% difference. Home values follow the same pattern: Humboldt is more affordable at $162,600 median vs $224,100.

Median household income in Humboldt is $70,661 compared to $112,672 in Urbana (-37.3%). While Urbana is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Humboldt spend roughly 12.4% of their income on rent, more than the 8.3% in Urbana.

Climate-wise, Urbana is notably warmer with an average of 48.3°F compared to 44.6°F in Humboldt. Urbana receives more rainfall at 35.9" per year compared to 29.3" in Humboldt.