Hull, IA vs Shelby, IA

Hull, IA and Shelby, IA have a very similar cost of living, with only a 1.7% difference in their overall index. Hull scores 73 while Shelby scores 72 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hull is $771/month compared to $872/month in Shelby — a 12% difference. Interestingly, home values tell a different story: while Hull has cheaper rent, Shelby actually has lower median home values ($156,300 vs $215,700).

Median household income in Hull is $76,213 compared to $60,333 in Shelby (+26.3%). While Hull is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hull spend roughly 12.1% of their income on rent, less than the 17.3% in Shelby.

Climate-wise, Shelby is notably warmer with an average of 52.4°F compared to 47.4°F in Hull. Shelby receives more rainfall at 31.9" per year compared to 27.8" in Hull.