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Hudson, FL vs Indian Rocks Beach, FL

87
Hudson
Florida
VS
-40.5%
146
Indian Rocks Beach
Florida

The cost of living difference between Hudson, FL and Indian Rocks Beach, FL is dramatic. Hudson is 40.5% cheaper than Indian Rocks Beach, a gap that translates to thousands of dollars per year in household expenses. Hudson has a cost index of 87 while Indian Rocks Beach sits at 146, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hudson is $1,038/month compared to $1,723/month in Indian Rocks Beach — a 40% difference. Home values follow the same pattern: Hudson is more affordable at $239,200 median vs $707,700.

Median household income in Hudson is $49,063 compared to $98,279 in Indian Rocks Beach (-50.1%). While Indian Rocks Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hudson spend roughly 25.4% of their income on rent, more than the 21% in Indian Rocks Beach.

Climate-wise, Indian Rocks Beach is notably warmer with an average of 73.9°F compared to 70.7°F in Hudson. Indian Rocks Beach receives more rainfall at 53.6" per year compared to 51.9" in Hudson.

Income & Cost

Cost of Living Index
Hudson
87
40% cheaper
Indian Rocks Beach
146
Median Household Income
Hudson
$49,063
Indian Rocks Beach
$98,279
50% higher

Housing

Median Rent
Hudson
$1,038
40% cheaper
Indian Rocks Beach
$1,723
Median Home Value
Hudson
$239,200
66% cheaper
Indian Rocks Beach
$707,700
Population
Hudson
10,873
Indian Rocks Beach
3,667

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hudson $3.03
Indian Rocks Beach $3.03
US $3.07
🥚
Eggs (grade A, large)
Hudson $2.47
Indian Rocks Beach $2.47
US $2.50
🥛
Milk (whole)
Hudson $3.99
Indian Rocks Beach $3.99
US $4.03
🍞
Bread (white)
Hudson $1.83
Indian Rocks Beach $1.83
US $1.85
🍗
Chicken breast
Hudson $4.10
Indian Rocks Beach $4.10
US $4.14
Electricity
Hudson $0.18
Indian Rocks Beach $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hudson 70.7°F
Indian Rocks Beach 73.9°F
Summer High
Hudson 91°F
Indian Rocks Beach 90°F
Winter Low
Hudson 44°F
Indian Rocks Beach 53°F
Rainfall
Hudson 51.9"
Indian Rocks Beach 53.6"
Rainy Days
Hudson 126d
Indian Rocks Beach 119d