Hubbard, OR vs Merlin, OR

Merlin is moderately more affordable than Hubbard, with a 7.9% lower cost of living index. Hubbard scores 111 compared to 103 for Merlin, where the US average is 100. This difference means residents of Hubbard can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hubbard is $1,392/month compared to $1,090/month in Merlin — a 28% difference. Interestingly, home values tell a different story: while Merlin has cheaper rent, Hubbard actually has lower median home values ($399,100 vs $419,100).

Median household income in Hubbard is $98,750 compared to $66,342 in Merlin (+48.8%). While Hubbard is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hubbard spend roughly 16.9% of their income on rent, less than the 19.7% in Merlin.

Climate-wise, Hubbard is notably warmer with an average of 54.8°F compared to 48.9°F in Merlin. Merlin receives more rainfall at 40.7" per year compared to 39.6" in Hubbard.