Hubbard, OH vs Oak Harbor, OH

Hubbard, OH and Oak Harbor, OH have a very similar cost of living, with only a 0.2% difference in their overall index. Hubbard scores 66 while Oak Harbor scores 65 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hubbard is $835/month compared to $764/month in Oak Harbor — a 9% difference. Interestingly, home values tell a different story: while Oak Harbor has cheaper rent, Hubbard actually has lower median home values ($123,600 vs $134,700).

Median household income in Hubbard is $62,468 compared to $46,939 in Oak Harbor (+33.1%). While Hubbard is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hubbard spend roughly 16% of their income on rent, less than the 19.5% in Oak Harbor.