Hot Springs, MT vs Winifred, MT

Hot Springs is moderately more affordable than Winifred, with a 13.1% lower cost of living index. Hot Springs scores 65 compared to 75 for Winifred, where the US average is 100. This difference means residents of Winifred can expect to pay noticeably more for everyday expenses, housing, and services.

Renters will find that Hot Springs has a median rent of $683/month while Winifred comes in at $557/month, a 23% difference.

Median household income in Hot Springs is $21,319 compared to $75,089 in Winifred (-71.6%). While Winifred is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hot Springs spend roughly 38.4% of their income on rent, more than the 8.9% in Winifred. The Winifred ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Hot Springs is notably warmer with an average of 47.7°F compared to 43.1°F in Winifred. Winifred receives more rainfall at 17.2" per year compared to 16.4" in Hot Springs.