Hot Springs, AR vs Pine Bluff, AR

Pine Bluff is moderately more affordable than Hot Springs, with a 10.6% lower cost of living index. Hot Springs scores 70 compared to 64 for Pine Bluff, where the US average is 100. This difference means residents of Hot Springs can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hot Springs is $902/month compared to $831/month in Pine Bluff — a 9% difference. Home values follow the same pattern: Pine Bluff is more affordable at $86,400 median vs $156,900.

Median household income in Hot Springs is $46,441 compared to $41,250 in Pine Bluff (+12.6%). While Hot Springs is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hot Springs spend roughly 23.3% of their income on rent, less than the 24.2% in Pine Bluff.