Horse Cave, KY vs New Castle, KY

Horse Cave is moderately more affordable than New Castle, with a 10.6% lower cost of living index. Horse Cave scores 59 compared to 66 for New Castle, where the US average is 100. This difference means residents of New Castle can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Horse Cave is $646/month compared to $704/month in New Castle — a 8% difference. Home values follow the same pattern: Horse Cave is more affordable at $93,600 median vs $151,500.

Median household income in Horse Cave is $51,927 compared to $33,833 in New Castle (+53.5%). Horse Cave offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Horse Cave spend roughly 14.9% of their income on rent, less than the 25% in New Castle.