Horace, ND vs Rugby, ND

The cost of living difference between Horace, ND and Rugby, ND is dramatic. Rugby is 41.8% cheaper than Horace, a gap that translates to thousands of dollars per year in household expenses. Horace has a cost index of 97 while Rugby sits at 68, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Horace is $963/month compared to $829/month in Rugby — a 16% difference. Home values follow the same pattern: Rugby is more affordable at $147,800 median vs $444,600.

Median household income in Horace is $145,801 compared to $50,580 in Rugby (+188.3%). While Horace is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Horace spend roughly 7.9% of their income on rent, less than the 19.7% in Rugby.

Climate-wise, both cities share similar average temperatures (42.2°F vs 40.2°F). Horace receives more rainfall at 24" per year compared to 20" in Rugby.