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Hopkins, MN vs St. Joseph, MN

106
Hopkins
Minnesota
VS
+24%
86
St. Joseph
Minnesota

There is a significant gap in the cost of living between these two cities. St. Joseph is 24% cheaper than Hopkins. With a cost index of 86 vs 106, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Joseph to Hopkins should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hopkins is $1,346/month compared to $1,139/month in St. Joseph — a 18% difference. Home values follow the same pattern: St. Joseph is more affordable at $240,300 median vs $350,100.

Median household income in Hopkins is $71,170 compared to $75,217 in St. Joseph (-5.4%). St. Joseph offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hopkins spend roughly 22.7% of their income on rent, more than the 18.2% in St. Joseph.

Climate-wise, Hopkins is notably warmer with an average of 46.7°F compared to 42.9°F in St. Joseph. Hopkins receives more rainfall at 30.6" per year compared to 28.5" in St. Joseph.

Income & Cost

Cost of Living Index
Hopkins
106
St. Joseph
86
19% cheaper
Median Household Income
Hopkins
$71,170
St. Joseph
$75,217
5% higher

Housing

Median Rent
Hopkins
$1,346
St. Joseph
$1,139
15% cheaper
Median Home Value
Hopkins
$350,100
St. Joseph
$240,300
31% cheaper
Population
Hopkins
18,696
St. Joseph
7,024

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hopkins $3.20
St. Joseph $2.97
US $3.07
🥚
Eggs (grade A, large)
Hopkins $2.61
St. Joseph $2.43
US $2.50
🥛
Milk (whole)
Hopkins $4.21
St. Joseph $3.91
US $4.03
🍞
Bread (white)
Hopkins $1.93
St. Joseph $1.79
US $1.85
🍗
Chicken breast
Hopkins $4.33
St. Joseph $4.02
US $4.14
Electricity
Hopkins $0.17
St. Joseph $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hopkins 46.7°F
St. Joseph 42.9°F
Summer High
Hopkins 84°F
St. Joseph 82°F
Winter Low
Hopkins 8°F
St. Joseph 3°F
Rainfall
Hopkins 30.6"
St. Joseph 28.5"
Rainy Days
Hopkins 107d
St. Joseph 111d