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Homer, IL vs Joy, IL

71
Homer
Illinois
VS
+9.6%
65
Joy
Illinois

Joy is moderately more affordable than Homer, with a 9.6% lower cost of living index. Homer scores 71 compared to 65 for Joy, where the US average is 100. This difference means residents of Homer can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Homer is $956/month compared to $885/month in Joy — a 8% difference. Home values follow the same pattern: Joy is more affordable at $82,300 median vs $125,700.

Median household income in Homer is $75,833 compared to $64,583 in Joy (+17.4%). While Homer is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Homer spend roughly 15.1% of their income on rent, less than the 16.4% in Joy.

Climate-wise, both cities share similar average temperatures (52.5°F vs 51.2°F). Joy receives more rainfall at 38.3" per year compared to 37" in Homer.

Income & Cost

Cost of Living Index
Homer
71
Joy
65
9% cheaper
Median Household Income
Homer
$75,833
15% higher
Joy
$64,583

Housing

Median Rent
Homer
$956
Joy
$885
7% cheaper
Median Home Value
Homer
$125,700
Joy
$82,300
35% cheaper
Population
Homer
1,130
Joy
377

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Homer $2.85
Joy $2.95
US $3.07
🥚
Eggs (grade A, large)
Homer $2.33
Joy $2.41
US $2.50
🥛
Milk (whole)
Homer $3.75
Joy $3.88
US $4.03
🍞
Bread (white)
Homer $1.72
Joy $1.78
US $1.85
🍗
Chicken breast
Homer $3.86
Joy $3.99
US $4.14
Electricity
Homer $0.17
Joy $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Homer 52.5°F
Joy 51.2°F
Summer High
Homer 85°F
Joy 86°F
Winter Low
Homer 18°F
Joy 15°F
Rainfall
Homer 37"
Joy 38.3"
Rainy Days
Homer 122d
Joy 117d