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Home Gardens, CA vs Loyola, CA

131
Home Gardens
California
VS
-57.6%
310
Loyola
California

The cost of living difference between Home Gardens, CA and Loyola, CA is dramatic. Home Gardens is 57.6% cheaper than Loyola, a gap that translates to thousands of dollars per year in household expenses. Home Gardens has a cost index of 131 while Loyola sits at 310, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Home Gardens is $1,744/month compared to $3,501/month in Loyola — a 50% difference. Home values follow the same pattern: Home Gardens is more affordable at $498,800 median vs $2,000,001.

Median household income in Home Gardens is $92,344 compared to $250,001 in Loyola (-63.1%). While Loyola is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Home Gardens spend roughly 22.7% of their income on rent, more than the 16.8% in Loyola.

Climate-wise, Home Gardens is notably warmer with an average of 66.2°F compared to 59.9°F in Loyola. Loyola receives more rainfall at 13.5" per year compared to 9.4" in Home Gardens.

Income & Cost

Cost of Living Index
Home Gardens
131
58% cheaper
Loyola
310
Median Household Income
Home Gardens
$92,344
Loyola
$250,001
63% higher

Housing

Median Rent
Home Gardens
$1,744
50% cheaper
Loyola
$3,501
Median Home Value
Home Gardens
$498,800
75% cheaper
Loyola
$2,000,001
Population
Home Gardens
11,430
Loyola
3,883

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Home Gardens $3.13
Loyola $3.22
US $3.07
🥚
Eggs (grade A, large)
Home Gardens $2.55
Loyola $2.62
US $2.50
🥛
Milk (whole)
Home Gardens $4.11
Loyola $4.22
US $4.03
🍞
Bread (white)
Home Gardens $1.89
Loyola $1.94
US $1.85
🍗
Chicken breast
Home Gardens $4.22
Loyola $4.35
US $4.14
Electricity
Home Gardens $0.31
Loyola $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Home Gardens 66.2°F
Loyola 59.9°F
Summer High
Home Gardens 93°F
Loyola 77°F
Winter Low
Home Gardens 44°F
Loyola 42°F
Rainfall
Home Gardens 9.4"
Loyola 13.5"
Rainy Days
Home Gardens 35d
Loyola 66d