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Holyoke, MA vs Lynnfield, MA

86
Holyoke
Massachusetts
VS
-53.1%
184
Lynnfield
Massachusetts

The cost of living difference between Holyoke, MA and Lynnfield, MA is dramatic. Holyoke is 53.1% cheaper than Lynnfield, a gap that translates to thousands of dollars per year in household expenses. Holyoke has a cost index of 86 while Lynnfield sits at 184, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Holyoke is $1,016/month compared to $2,333/month in Lynnfield — a 57% difference. Home values follow the same pattern: Holyoke is more affordable at $255,300 median vs $904,200.

Median household income in Holyoke is $51,892 compared to $172,484 in Lynnfield (-69.9%). While Lynnfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Holyoke spend roughly 23.5% of their income on rent, more than the 16.2% in Lynnfield.

Climate-wise, both cities share similar average temperatures (49.4°F vs 49.9°F). Holyoke receives more rainfall at 45.2" per year compared to 44.9" in Lynnfield.

Income & Cost

Cost of Living Index
Holyoke
86
53% cheaper
Lynnfield
184
Median Household Income
Holyoke
$51,892
Lynnfield
$172,484
70% higher

Housing

Median Rent
Holyoke
$1,016
56% cheaper
Lynnfield
$2,333
Median Home Value
Holyoke
$255,300
72% cheaper
Lynnfield
$904,200
Population
Holyoke
37,949
Lynnfield
12,964

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Holyoke $3.03
Lynnfield $3.09
US $3.07
🥚
Eggs (grade A, large)
Holyoke $2.47
Lynnfield $2.52
US $2.50
🥛
Milk (whole)
Holyoke $3.98
Lynnfield $4.06
US $4.03
🍞
Bread (white)
Holyoke $1.83
Lynnfield $1.87
US $1.85
🍗
Chicken breast
Holyoke $4.09
Lynnfield $4.18
US $4.14
Electricity
Holyoke $0.29
Lynnfield $0.33
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Holyoke 49.4°F
Lynnfield 49.9°F
Summer High
Holyoke 85°F
Lynnfield 82°F
Winter Low
Holyoke 16°F
Lynnfield 20°F
Rainfall
Holyoke 45.2"
Lynnfield 44.9"
Rainy Days
Holyoke 137d
Lynnfield 138d