Holtsville, NY vs Southold, NY

Holtsville is moderately more affordable than Southold, with a 13.4% lower cost of living index. Holtsville scores 146 compared to 168 for Southold, where the US average is 100. This difference means residents of Southold can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Holtsville is $2,192/month compared to $2,176/month in Southold — a 1% difference. Interestingly, home values tell a different story: while Southold has cheaper rent, Holtsville actually has lower median home values ($483,400 vs $762,900).

Median household income in Holtsville is $130,851 compared to $114,743 in Southold (+14%). Holtsville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Holtsville spend roughly 20.1% of their income on rent, less than the 22.8% in Southold.