Holts Summit, MO vs Troy, MO

Holts Summit is moderately more affordable than Troy, with a 6.3% lower cost of living index. Holts Summit scores 77 compared to 83 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Holts Summit is $1,042/month compared to $1,051/month in Troy — a 1% difference. Home values follow the same pattern: Holts Summit is more affordable at $184,400 median vs $212,100.

Median household income in Holts Summit is $81,927 compared to $75,777 in Troy (+8.1%). Holts Summit offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Holts Summit spend roughly 15.3% of their income on rent, less than the 16.6% in Troy.