Holt, MO vs Phillipsburg, MO

There is a significant gap in the cost of living between these two cities. Phillipsburg is 16.3% cheaper than Holt. With a cost index of 64 vs 74, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Phillipsburg to Holt should plan for substantially higher expenses across most categories.

On the housing front, median rent in Holt is $895/month compared to $798/month in Phillipsburg — a 12% difference. Home values follow the same pattern: Phillipsburg is more affordable at $103,100 median vs $176,900.

Median household income in Holt is $75,060 compared to $35,750 in Phillipsburg (+110%). While Holt is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Holt spend roughly 14.3% of their income on rent, less than the 26.8% in Phillipsburg.