Holt, AL vs Steele, AL
Steele is moderately more affordable than Holt, with a 12.5% lower cost of living index. Holt scores 71 compared to 63 for Steele, where the US average is 100. This difference means residents of Holt can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Holt is $1,014/month compared to $744/month in Steele — a 36% difference. Home values follow the same pattern: Steele is more affordable at $101,700 median vs $109,300.
Median household income in Holt is $46,379 compared to $70,000 in Steele (-33.7%). Steele offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Holt spend roughly 26.2% of their income on rent, more than the 12.8% in Steele.
Climate-wise, both cities share similar average temperatures (64.3°F vs 62.3°F). Holt receives more rainfall at 57.3" per year compared to 52.2" in Steele.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)