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Holt, AL vs Rainbow City, AL

71
Holt
Alabama
VS
-8%
77
Rainbow City
Alabama

Holt is moderately more affordable than Rainbow City, with a 8% lower cost of living index. Holt scores 71 compared to 77 for Rainbow City, where the US average is 100. This difference means residents of Rainbow City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Holt is $1,014/month compared to $998/month in Rainbow City — a 2% difference. Interestingly, home values tell a different story: while Rainbow City has cheaper rent, Holt actually has lower median home values ($109,300 vs $203,600).

Median household income in Holt is $46,379 compared to $59,659 in Rainbow City (-22.3%). While Rainbow City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Holt spend roughly 26.2% of their income on rent, more than the 20.1% in Rainbow City.

Climate-wise, both cities share similar average temperatures (64.3°F vs 62.3°F). Holt receives more rainfall at 57.3" per year compared to 52.2" in Rainbow City.

Income & Cost

Cost of Living Index
Holt
71
8% cheaper
Rainbow City
77
Median Household Income
Holt
$46,379
Rainbow City
$59,659
22% higher

Housing

Median Rent
Holt
$1,014
Rainbow City
$998
2% cheaper
Median Home Value
Holt
$109,300
46% cheaper
Rainbow City
$203,600
Population
Holt
3,540
Rainbow City
10,213

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Holt $995
Rainbow City $810
19% cheaper
1 Bed
Holt $1,000
Rainbow City $917
8% cheaper
2 Bed
Holt $1,205
Rainbow City $1,050
13% cheaper
3 Bed
Holt $1,535
Rainbow City $1,303
15% cheaper
4 Bed
Holt $1,595
Rainbow City $1,473
8% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Holt $2.90
Rainbow City $2.90
US $3.07
🥚
Eggs (grade A, large)
Holt $2.37
Rainbow City $2.37
US $2.50
🥛
Milk (whole)
Holt $3.81
Rainbow City $3.81
US $4.03
🍞
Bread (white)
Holt $1.75
Rainbow City $1.75
US $1.85
🍗
Chicken breast
Holt $3.92
Rainbow City $3.92
US $4.14
Electricity
Holt $0.17
Rainbow City $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Holt 64.3°F
Rainbow City 62.3°F
Summer High
Holt 92°F
Rainbow City 90°F
Winter Low
Holt 35°F
Rainbow City 33°F
Rainfall
Holt 57.3"
Rainbow City 52.2"
Rainy Days
Holt 115d
Rainbow City 116d