Holmes Beach, FL vs St. Pete Beach, FL

Holmes Beach, FL and St. Pete Beach, FL have a very similar cost of living, with only a 2.8% difference in their overall index. Holmes Beach scores 145 while St. Pete Beach scores 141 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Holmes Beach is $1,786/month compared to $1,753/month in St. Pete Beach — a 2% difference. Home values follow the same pattern: St. Pete Beach is more affordable at $639,900 median vs $667,800.

Median household income in Holmes Beach is $99,063 compared to $108,931 in St. Pete Beach (-9.1%). St. Pete Beach offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Holmes Beach spend roughly 21.6% of their income on rent, more than the 19.3% in St. Pete Beach.

Climate-wise, both cities share similar average temperatures (74.1°F vs 74.7°F). Holmes Beach receives more rainfall at 49.1" per year compared to 46.7" in St. Pete Beach.