Holmes Beach, FL vs Orange Park, FL

The cost of living difference between Holmes Beach, FL and Orange Park, FL is dramatic. Orange Park is 49.8% cheaper than Holmes Beach, a gap that translates to thousands of dollars per year in household expenses. Holmes Beach has a cost index of 145 while Orange Park sits at 97, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Holmes Beach is $1,786/month compared to $1,355/month in Orange Park — a 32% difference. Home values follow the same pattern: Orange Park is more affordable at $257,400 median vs $667,800.

Median household income in Holmes Beach is $99,063 compared to $74,564 in Orange Park (+32.9%). The higher salaries in Holmes Beach partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Holmes Beach spend roughly 21.6% of their income on rent, less than the 21.8% in Orange Park.

Climate-wise, both cities share similar average temperatures (74.1°F vs 71.4°F). Holmes Beach receives more rainfall at 49.1" per year compared to 47.6" in Orange Park.