Holland, NY vs Madison, NY

Holland is moderately more affordable than Madison, with a 10% lower cost of living index. Holland scores 73 compared to 81 for Madison, where the US average is 100. This difference means residents of Madison can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Holland is $742/month compared to $1,275/month in Madison — a 42% difference. Interestingly, home values tell a different story: while Holland has cheaper rent, Madison actually has lower median home values ($105,800 vs $207,900).

Median household income in Holland is $41,250 compared to $43,750 in Madison (-5.7%). The higher salaries in Madison partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Holland spend roughly 21.6% of their income on rent, less than the 35% in Madison. The Holland ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (48.8°F vs 46.7°F). Madison receives more rainfall at 44" per year compared to 40.7" in Holland.