Hingham, MA vs Swampscott, MA

Hingham, MA and Swampscott, MA have a very similar cost of living, with only a 4.9% difference in their overall index. Hingham scores 171 while Swampscott scores 163 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hingham is $1,066/month compared to $2,223/month in Swampscott — a 52% difference. Interestingly, home values tell a different story: while Hingham has cheaper rent, Swampscott actually has lower median home values ($690,800 vs $1,216,800).

Median household income in Hingham is $222,696 compared to $128,964 in Swampscott (+72.7%). While Hingham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hingham spend roughly 5.7% of their income on rent, less than the 20.7% in Swampscott.

Climate-wise, both cities share similar average temperatures (51.9°F vs 49.9°F). Swampscott receives more rainfall at 44.9" per year compared to 43.6" in Hingham.