Hilton, NY vs Waterford, NY

Hilton, NY and Waterford, NY have a very similar cost of living, with only a 4.2% difference in their overall index. Hilton scores 84 while Waterford scores 80 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hilton is $1,138/month compared to $1,060/month in Waterford — a 7% difference. Home values follow the same pattern: Waterford is more affordable at $166,700 median vs $178,500.

Median household income in Hilton is $85,390 compared to $68,203 in Waterford (+25.2%). While Hilton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hilton spend roughly 16% of their income on rent, less than the 18.7% in Waterford.