Hillsborough, NJ vs Union City, NJ

Union City is moderately more affordable than Hillsborough, with a 7.8% lower cost of living index. Hillsborough scores 131 compared to 121 for Union City, where the US average is 100. This difference means residents of Hillsborough can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hillsborough is $1,898/month compared to $1,489/month in Union City — a 28% difference. Interestingly, home values tell a different story: while Union City has cheaper rent, Hillsborough actually has lower median home values ($411,400 vs $446,800).

Median household income in Hillsborough is $142,275 compared to $65,369 in Union City (+117.6%). While Hillsborough is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hillsborough spend roughly 16% of their income on rent, less than the 27.3% in Union City.