Hillsborough, CA vs Los Gatos, CA

Los Gatos is moderately more affordable than Hillsborough, with a 6% lower cost of living index. Hillsborough scores 311 compared to 294 for Los Gatos, where the US average is 100. This difference means residents of Hillsborough can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hillsborough is $3,501/month compared to $2,969/month in Los Gatos — a 18% difference. Home values follow the same pattern: Los Gatos is more affordable at $2,000,001 median vs $2,000,001.

Median household income in Hillsborough is $250,001 compared to $207,891 in Los Gatos (+20.3%). While Hillsborough is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hillsborough spend roughly 16.8% of their income on rent, less than the 17.1% in Los Gatos.

Climate-wise, both cities share similar average temperatures (58.7°F vs 60.7°F). Hillsborough receives more rainfall at 19.6" per year compared to 13.5" in Los Gatos.