Hillsboro, TX vs Kerrville, TX

There is a significant gap in the cost of living between these two cities. Hillsboro is 18.7% cheaper than Kerrville. With a cost index of 72 vs 88, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Hillsboro to Kerrville should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hillsboro is $948/month compared to $1,075/month in Kerrville — a 12% difference. Home values follow the same pattern: Hillsboro is more affordable at $118,400 median vs $272,700.

Median household income in Hillsboro is $55,761 compared to $59,431 in Kerrville (-6.2%). Kerrville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Hillsboro spend roughly 20.4% of their income on rent, less than the 21.7% in Kerrville.

Climate-wise, both cities share similar average temperatures (67.1°F vs 69.6°F). Hillsboro receives more rainfall at 36.4" per year compared to 24.9" in Kerrville.