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Hilliard, OH vs Loveland, OH

111
Hilliard
Ohio
VS
+18.6%
93
Loveland
Ohio

There is a significant gap in the cost of living between these two cities. Loveland is 18.6% cheaper than Hilliard. With a cost index of 93 vs 111, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Loveland to Hilliard should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hilliard is $1,590/month compared to $1,170/month in Loveland — a 36% difference. Home values follow the same pattern: Loveland is more affordable at $305,200 median vs $360,000.

Median household income in Hilliard is $122,864 compared to $86,793 in Loveland (+41.6%). While Hilliard is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hilliard spend roughly 15.5% of their income on rent, less than the 16.2% in Loveland.

Climate-wise, both cities share similar average temperatures (52.4°F vs 54.8°F). Loveland receives more rainfall at 43.4" per year compared to 35.8" in Hilliard.

Income & Cost

Cost of Living Index
Hilliard
111
Loveland
93
16% cheaper
Median Household Income
Hilliard
$122,864
29% higher
Loveland
$86,793

Housing

Median Rent
Hilliard
$1,590
Loveland
$1,170
26% cheaper
Median Home Value
Hilliard
$360,000
Loveland
$305,200
15% cheaper
Population
Hilliard
36,560
Loveland
13,280

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hilliard $2.89
Loveland $2.89
US $3.07
🥚
Eggs (grade A, large)
Hilliard $2.35
Loveland $2.36
US $2.50
🥛
Milk (whole)
Hilliard $3.79
Loveland $3.80
US $4.03
🍞
Bread (white)
Hilliard $1.74
Loveland $1.75
US $1.85
🍗
Chicken breast
Hilliard $3.90
Loveland $3.91
US $4.14
Electricity
Hilliard $0.17
Loveland $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hilliard 52.4°F
Loveland 54.8°F
Summer High
Hilliard 84°F
Loveland 87°F
Winter Low
Hilliard 21°F
Loveland 24°F
Rainfall
Hilliard 35.8"
Loveland 43.4"
Rainy Days
Hilliard 133d
Loveland 132d