Hilliard, OH vs Kettering, OH

The cost of living difference between Hilliard, OH and Kettering, OH is dramatic. Kettering is 42.3% cheaper than Hilliard, a gap that translates to thousands of dollars per year in household expenses. Hilliard has a cost index of 111 while Kettering sits at 78, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hilliard is $1,590/month compared to $983/month in Kettering — a 62% difference. Home values follow the same pattern: Kettering is more affordable at $192,500 median vs $360,000.

Median household income in Hilliard is $122,864 compared to $71,619 in Kettering (+71.6%). While Hilliard is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hilliard spend roughly 15.5% of their income on rent, less than the 16.5% in Kettering.

Climate-wise, both cities share similar average temperatures (52.4°F vs 54.1°F). Kettering receives more rainfall at 41" per year compared to 35.8" in Hilliard.