Highlands, TX vs Stephenville, TX

Stephenville is moderately more affordable than Highlands, with a 7% lower cost of living index. Highlands scores 92 compared to 86 for Stephenville, where the US average is 100. This difference means residents of Highlands can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Highlands is $1,364/month compared to $1,128/month in Stephenville — a 21% difference. Interestingly, home values tell a different story: while Stephenville has cheaper rent, Highlands actually has lower median home values ($191,400 vs $226,300).

Median household income in Highlands is $54,524 compared to $55,504 in Stephenville (-1.8%). Stephenville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Highlands spend roughly 30% of their income on rent, more than the 24.4% in Stephenville.

Climate-wise, Highlands is notably warmer with an average of 71.1°F compared to 65°F in Stephenville. Highlands receives more rainfall at 55.6" per year compared to 34.1" in Stephenville.