Highland-on-the-Lake, NY vs Union Springs, NY

Highland-on-the-Lake, NY and Union Springs, NY have a very similar cost of living, with only a 2% difference in their overall index. Highland-on-the-Lake scores 78 while Union Springs scores 76 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Highland-on-the-Lake is $1,012/month compared to $875/month in Union Springs — a 16% difference. Home values follow the same pattern: Union Springs is more affordable at $163,400 median vs $168,400.

Median household income in Highland-on-the-Lake is $85,616 compared to $95,282 in Union Springs (-10.1%). Union Springs offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Highland-on-the-Lake spend roughly 14.2% of their income on rent, more than the 11% in Union Springs.