Highland Beach, FL vs Key Largo, FL

The cost of living difference between Highland Beach, FL and Key Largo, FL is dramatic. Key Largo is 47.4% cheaper than Highland Beach, a gap that translates to thousands of dollars per year in household expenses. Highland Beach has a cost index of 213 while Key Largo sits at 145, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Highland Beach is $3,501/month compared to $1,889/month in Key Largo — a 85% difference. Home values follow the same pattern: Key Largo is more affordable at $626,300 median vs $825,200.

Median household income in Highland Beach is $142,363 compared to $78,906 in Key Largo (+80.4%). While Highland Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Highland Beach spend roughly 29.5% of their income on rent, more than the 28.7% in Key Largo.

Climate-wise, both cities share similar average temperatures (77.2°F vs 76.2°F). Key Largo receives more rainfall at 56.1" per year compared to 55.6" in Highland Beach.