Hernando, MS vs Horn Lake, MS
Horn Lake is moderately more affordable than Hernando, with a 7.3% lower cost of living index. Hernando scores 91 compared to 84 for Horn Lake, where the US average is 100. This difference means residents of Hernando can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Hernando is $1,163/month compared to $1,293/month in Horn Lake — a 10% difference. Interestingly, home values tell a different story: while Hernando has cheaper rent, Horn Lake actually has lower median home values ($158,900 vs $282,200).
Median household income in Hernando is $71,451 compared to $56,847 in Horn Lake (+25.7%). While Hernando is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hernando spend roughly 19.5% of their income on rent, less than the 27.3% in Horn Lake.
Climate-wise, both cities share similar average temperatures (63.4°F vs 63.4°F). Horn Lake receives more rainfall at 54.9" per year compared to 54.9" in Hernando.
Income & Cost
Housing
Salary Equivalency Calculator
What does your salary in one city buy you in the other?
Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)