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Hernando, MS vs Horn Lake, MS

91
Hernando
Mississippi
VS
+7.3%
84
Horn Lake
Mississippi

Horn Lake is moderately more affordable than Hernando, with a 7.3% lower cost of living index. Hernando scores 91 compared to 84 for Horn Lake, where the US average is 100. This difference means residents of Hernando can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hernando is $1,163/month compared to $1,293/month in Horn Lake — a 10% difference. Interestingly, home values tell a different story: while Hernando has cheaper rent, Horn Lake actually has lower median home values ($158,900 vs $282,200).

Median household income in Hernando is $71,451 compared to $56,847 in Horn Lake (+25.7%). While Hernando is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hernando spend roughly 19.5% of their income on rent, less than the 27.3% in Horn Lake.

Climate-wise, both cities share similar average temperatures (63.4°F vs 63.4°F). Horn Lake receives more rainfall at 54.9" per year compared to 54.9" in Hernando.

Income & Cost

Cost of Living Index
Hernando
91
Horn Lake
84
7% cheaper
Median Household Income
Hernando
$71,451
20% higher
Horn Lake
$56,847

Housing

Median Rent
Hernando
$1,163
10% cheaper
Horn Lake
$1,293
Median Home Value
Hernando
$282,200
Horn Lake
$158,900
44% cheaper
Population
Hernando
17,580
Horn Lake
26,622

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Hernando $1,064
Horn Lake $1,064
1 Bed
Hernando $1,164
Horn Lake $1,164
2 Bed
Hernando $1,298
Horn Lake $1,298
3 Bed
Hernando $1,709
Horn Lake $1,709
4 Bed
Hernando $1,993
Horn Lake $1,993

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hernando $2.89
Horn Lake $2.89
US $3.07
🥚
Eggs (grade A, large)
Hernando $2.36
Horn Lake $2.36
US $2.50
🥛
Milk (whole)
Hernando $3.80
Horn Lake $3.80
US $4.03
🍞
Bread (white)
Hernando $1.75
Horn Lake $1.75
US $1.85
🍗
Chicken breast
Hernando $3.91
Horn Lake $3.91
US $4.14
Electricity
Hernando $0.15
Horn Lake $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hernando 63.4°F
Horn Lake 63.4°F
Summer High
Hernando 92°F
Horn Lake 92°F
Winter Low
Hernando 33°F
Horn Lake 33°F
Rainfall
Hernando 54.9"
Horn Lake 54.9"
Rainy Days
Hernando 111d
Horn Lake 111d