Hermantown, MN vs Owatonna, MN

There is a significant gap in the cost of living between these two cities. Owatonna is 23.3% cheaper than Hermantown. With a cost index of 83 vs 103, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Owatonna to Hermantown should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hermantown is $1,375/month compared to $1,010/month in Owatonna — a 36% difference. Home values follow the same pattern: Owatonna is more affordable at $234,600 median vs $374,000.

Median household income in Hermantown is $92,026 compared to $81,276 in Owatonna (+13.2%). The higher salaries in Hermantown partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Hermantown spend roughly 17.9% of their income on rent, more than the 14.9% in Owatonna.

Climate-wise, Owatonna is notably warmer with an average of 44.8°F compared to 40.6°F in Hermantown. Owatonna receives more rainfall at 34.7" per year compared to 31.2" in Hermantown.