Hermantown, MN vs Oakdale, MN

Hermantown, MN and Oakdale, MN have a very similar cost of living, with only a 2.6% difference in their overall index. Hermantown scores 103 while Oakdale scores 106 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hermantown is $1,375/month compared to $1,452/month in Oakdale — a 5% difference. Interestingly, home values tell a different story: while Hermantown has cheaper rent, Oakdale actually has lower median home values ($305,900 vs $374,000).

Median household income in Hermantown is $92,026 compared to $90,379 in Oakdale (+1.8%). Hermantown offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hermantown spend roughly 17.9% of their income on rent, less than the 19.3% in Oakdale.

Climate-wise, Oakdale is notably warmer with an average of 46.5°F compared to 40.6°F in Hermantown. Hermantown receives more rainfall at 31.2" per year compared to 29.2" in Oakdale.